Andrew Rivett - Campbell River Realtor

Opening the Door to Your Island Adventure

250-287-0120

Buying

Let me help you every step of the way. When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal though, the rewards are unquestionable.

 

While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

 

I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your First Steps

Your first step in buying a home is to ask yourself why you want to buy a home. Knowing your motivation will help determine the type of property that is best for you. Are you buying so you can...

  • stop paying rent? 
  • start building equity? 
  • have a place of your own? 
  • raise a family? 
  • entertain business associates? 
  • move up to a bigger house?

 

Next, decide what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves." Think of yourself as zeroing in on a target, going from the general to the specific.

 

Start with where you want your house to be:

  • area (city, suburban neighborhood, country) 
  • community (north, south, east, or west side) 
  • neighborhood (older and settled or sparkling new; within a particular school zone)
  • access to recreational facilities and other community services such as transportation, day care, library, stores, entertainment 
  • commute time to work

Then move to thinking about the actual property:

  • house, condo, or mobile home
  • number of bedrooms
  • garage and driveway size
  • exterior features (fenced backyard, ocean/mountain view)
  • Do you need a one-level home, or are stairs acceptable? 
  • Do you want a newer home, or maybe an older one to fix up? 

Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified for a mortgage. Knowing what you're qualified for will help us determine your buying budget. This can be done over the phone or even online in a matter of minutes. If needed, I can provide a referral to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

The Fun Part: Finding The Right Home For You

Once you've been pre-qualified and know what price range you want to stay in, the fun part begins: it's time to find your new home. I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate options. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications.You can even search my listings here at my website.

I Will Help You Every Step Of The Way

I will help you complete your financing, inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful. Whether you're a first-time buyer, or seasoned flipper, I can help you find the perfect home, for a price you can afford. Contact me today to start your purchasing adventure!